Home Buying

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Home Buyer

Last Updated on Saturday, 22 March 2008 19:16 Written by Clancy Fort Friday, 21 March 2008 13:20

So, you decided to buy a new home and you think you need a little help. Well, whether you’re a first time home buyer or this is one home in many for you, Clancy Fort and First Team Real Estate can design a home search for you to meet your needs.

There are some simple guidelines I abide by when selling real estate.

There is nothing I can say that is going to make you spent $500,000. So, no sales tricks, no funny wording just straight honest answers. My job is to get you all the information you need to make an educated decision and in some cases I will tell you not to buy something.
It helps me to figure out what you don’t like, so I can figure out what you do like. This is a big thing. I would much rather show you homes you’re interested in than homes you don’t.
It’s OK to tell me what you like and don’t like. In fact this makes the home shopping experience fun for me and you. It’s also OK to giggle at homes that are…let’s say very unique and not remotely right for you. (i.e. interesting décor, home layouts you get lost in, etc.)
You can’t hurt my feelings. I don’t own any of the homes we’re looking at so it’s OK to give me the straight scoop.
You should be able to pick the homes you find most interesting.
The home shopping experience should be FUN and EXCITING!!!!

I will help you prepare to buy in anyway I can including getting you set up with a good mortgage broker, making sure you are comfortable with what your mortgage payment is going to be and comfortable with the price of the home you are buying.

Wouldn’t it be great if your REALTOR was actually familiar with most of the neighborhoods you’re looking in? I am truly a home expert when it comes to South Orange County. If you give me the parameters you are looking for in a home including schools, atmosphere, kid friendly/not kid friendly, view, lot size, house size. I can usually narrow your search down to a couple of neighborhoods.

Also, the properties keep coming. In fact they should come to you every morning in your email box. With my VIP Buyer program, your new home search automatically sends you the latest listings so you’re up to date on the homes for sale in the areas you are looking.

If you would like to get started, just give us a call at 888-801-6050.

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Home Seller's Guide

Work Orders or Repair Requests
29.11.07
In every transaction there is usually a request for repairs given to the seller by the buyer. The work order is usually backed up by a third party inspection report. The following is a list of some possible work orders. The work orders must be completed prior to closing and the seller is responsible for having them done. Check with your local authorities for specific requirements.
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Pricing Your Home
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In setting the list price for your home, you should be aware of a buyer's frame of mind . Based on a list of houses for sale in your neighborhood (which can be in the form of a printed list from us, or online search results that you've found yourself), buyers will determine which houses they want to view.
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A house that "sparkles" on the surface will sell faster than its shabby neighbor, even though both are structurally well-maintained. From experience, REALTORS® also know that a "well-polished" house appeals to more buyers and will sell faster and for a higher price . Additionally, buyers feel more comfortable purchasing a well-cared for home because if what they can see is maintained, what they can't see has probably also been maintained.
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Owning income property is having a small business that runs out of your home. It has products (rental units), inventory (vacant units) and expenses. You have customers, your tenants.
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What is a Mature Property?
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What the heck is a mature property? A mature property is a property that has a positive cash flow over a 12 month period after all of the expenses has been paid. Most investors like to buy properties that are mature from the moment they close escrow. This isn’t necessarily practical in many real estate markets in the US depending on your market you might be looking at 12-18 months. So, how do you mature the property? Get more income or get more equity.
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Why Should I Invest in Real Estate?
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Real estate is one of the most uniquely beneficial investment vehicles available and also one of the safest investments you can make. You don’t hear of very many real estate investors going bankrupt. How come? The real estate market moves slowly and because it moves slowly it gives you the time to protect yourself against adverse markets.
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There are a number of exit strategies available for the real estate investor that doesn’t want to do the day to day management of the property anymore. The problem is simple the IRS who likes to change the rules to keep us on our toes. CHECK WITH YOUR ACCOUNTANT FOR THE BEST STATEGY FOR YOU. Your account is up to date on the changes in the tax code and what the IRS is allowing and not allowing.
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What is Boot?
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The devil is in the details. Boot is the profit from an exchange that occurs when a seller exchanges a property for a property of less value or a mortgage of less value. There are two kinds of Boot, the Cash Boot and the Mortgage Boot. Sounds simple but this can get complicated easily. Let’s make it simple. Here are a couple of examples…
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Home Buyer's Guide

Is My Real Estate Agent Representing Me or the Seller?
17.03.08
Here’s the myth…”If I have the listing agent write the offer, I’m going to get a better deal on the home.” This is absolutely false for a number of reasons.
1. The agent represents the Seller and the Seller only. They have no responsibility to you.
2. The listing agent doesn’t want to bring a low offer to their sellers, so they will push for a higher initial offer from you.
3. The listing agent is not allowed to disclose items to you that would put the seller at a disadvantage in the negotiation. You’re on your own.
4. The agent who is represents the seller is presenting the offer to the seller. You are not represented in the transaction.
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Why should I use my own agent instead of the listing agent to write the offer?
17.03.08
Here’s the myth…”If I have the listing agent write the offer, I’m going to get a better deal on the home.” This is absolutely false for a number of reasons.
1. The agent represents the Seller and the Seller only. They have no responsibility to you.
2. The listing agent doesn’t want to bring a low offer to their sellers, so they will push for a higher initial offer from you.
3. The listing agent is not allowed to disclose items to you that would put the seller at a disadvantage in the negotiation. You’re on your own.
4. The agent who is represents the seller is presenting the offer to the seller. You are not represented in the transaction.
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Positioning Yourself to Be A VIP Buyer
17.03.08
So, what is a VIP Buyer anyway? The simple definition is a buyer who can close the sale and proves it with documentation when they write an offer. Why is this important? IT WILL SAVE YOU MONEY!
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Do You Have a Plan for Buying?
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A plan is something that most people over look when going into a new home purchase and if you don’t have one it could cost you lots and lots of money. A good REALTOR® will be able to help you with your plan. The biggest issue with your plan is TIME.
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Getting Your Financial House in Order
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A new home purchase for most people is the most amount of money they will spend on a single purchase. Anxiety over this and shock and awe over the amount of money needed, is a perfectly natural reaction. So let’s take this step by step.
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